Are you saving for retirement?

We magically reinvest your cash back rewards from your purchases. Connect any debit or credit card to get started.

  • Connect any debit or credit card to get started

  • No investing experience needed

  • See exactly what you’re getting in retirement

  • Automated, stress-free retirement setup

Grow 🌱 your retirement savings from everyday purchases

The average American earns roughly $540 every year in cash back rewards. Let’s see how this could grow using a standard 30-year Roth IRA with a 7% return rate on your investment.

$570

Average cash back earned annually

$17,100

Total cash back invested over 30 years

$61,000

Total amount compounded for 30 years

How much could you be saving with Lilly?

Imagine being able to save for retirement without any money out-of-pocket. Sounds too good to be true, right? Well, we made it possible. Use our handy calculator to see just how much you could save.

P.S.: If you do want to contribute your own funds, you can do that too! Easy peasy.

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$221,348
Total projected retirement savings over 30 years**

These numbers demonstrated on this website can be different from the the exact amount in your brokerage account on any given day or time. All calculations done using tax-deferred growth and traditional IRA calculations, not including inflation, taxes or fees. We do not promise these calculated returns, or promise the after tax returns. We do not offer tax advice, or financial advise, we recommend consulting with a certified RIA before making any financial decisions. When connecting cards, the range in cash back from select merchants can vary. We do not promise exact cash back amounts on every purchase. We partner with third party tech and cash back partners to connect our users debit cards and other credit cards to earn cash back on purchases made. All calculations done using bankrate.com who is not affiliated with Lilly Financial Solutions Inc.

Retire on your schedule

No matter where you are in your professional journey, Lilly helps you reach your retirement goals faster.

Connect your cards. Start saving.

Tap, tap, relax. Your retirement savings are on autopilot now.

Your spending habits never looked better

We visualize your spending data in a whole new way, so you can make better financial decisions.

IRAs, your way

Individual Retirement Accounts are kind of personal. That's why Lilly helps you choose the kind of IRA that works for your goals. We like to keep things very simple and focused, so we only offer two kinds of IRAs - Traditional and Roth.

Traditional IRA

  • Tax deferred growth (pay tax on it later)

  • Contributions are tax deducatible (lower taxes today)

  • Must be 18 to open, but parents can open for kids

  • Can contribute at any age with employment wages only

  • No income limits on contribution

  • Contribute up to $6,000* annually (50+ can contribute an extra $1,000 annually)

  • Withdraw up to $10,000 from an IRA to buy a home for the first time with an FHA mortgage

Roth IRA

  • Tax deferred growth (pay tax on it later)

  • Contributions are tax deducatible (lower taxes today)

  • Must be 18 to open, but parents can open for kids

  • Can contribute at any age with employment wages only

  • Some income limits to make full contributions

    • Single tax filers earning up to $125,000 annually

    • Joint tax filers earning up to $198,000 annually

  • Contribute up to $6,000 annually if you're under 50, or up to $7,000 annually if you're over 50