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A smarter way to save for retirement
Investing in your future is our focus. We make saving easy, no experience required, and no minimums to get started.
Save your cash back rewards for retirement
Start saving for retirement in minutes
Connect any cash back debit or credit card
Automated, stress-free setup
We will grow 🌱 your cash back
The average American earns more than $540 every year in cash back rewards. Let’s see how this could grow using a standard 30-year Roth IRA with a 7% return rate on your investment.
$570
$17,100
$61,000
How much could you be saving with Lilly?
Imagine being able to save for retirement without any money out-of-pocket. Sounds too good to be true, right? Well, we made it possible. Use our handy calculator to see just how much you could save.
P.S.: If you do want to contribute your own funds, you can do that too! Easy peasy.
These numbers demonstrated on this website can be different from the the exact amount in your brokerage account on any given day or time. All calculations done using tax-deferred growth and traditional IRA calculations, not including inflation, taxes or fees. We do not promise these calculated returns, or promise the after tax returns. We do not offer tax advice, or financial advise, we recommend consulting with a certified RIA before making any financial decisions. When connecting cards, the range in cash back from select merchants can vary. We do not promise exact cash back amounts on every purchase. We partner with third party tech and cash back partners to connect our users debit cards and other credit cards to earn cash back on purchases made. All calculations done using bankrate.com who is not affiliated with Lilly Financial Solutions Inc.
IRAs, your way
Individual Retirement Accounts are kind of personal. That's why Lilly helps you choose the kind of IRA that works for your goals. We like to keep things very simple and focused, so we only offer two kinds of IRAs - Traditional and Roth.
Traditional IRA
Tax deferred growth (pay tax on it later)
Contributions are tax deducatible (lower taxes today)
Must be 18 to open, but parents can open for kids
Can contribute at any age with employment wages only
No income limits on contribution
Contribute up to $6,000* annually (50+ can contribute an extra $1,000 annually)
Withdraw up to $10,000 from an IRA to buy a home for the first time with an FHA mortgage
Roth IRA
Tax deferred growth (pay tax on it later)
Contributions are tax deducatible (lower taxes today)
Must be 18 to open, but parents can open for kids
Can contribute at any age with employment wages only
Some income limits to make full contributions
Single tax filers earning up to $125,000 annually
Joint tax filers earning up to $198,000 annually
Contribute up to $6,000 annually if you're under 50, or up to $7,000 annually if you're over 50